nyt and credit cards

i know i haven't written in awhile, and i really don't have much to say now. except that i was reading an article on the NYT website entitled, "given a shovel, americans dig deeper into debt." this article was 4 pages long. every time i moved on to the next page, i got a pop up ad from american express. booooooo!!!!!

i typically only use credit cards for big purchases that i can't afford right now but feel compelled to make, i.e. plane tickets to see my family on holidays. but i slip every once in awhile, and when i do that, i tend to do it big. also, when i do this, my car will immediately break down, or i find out that i need to pay various fees or fines. i think this might be the universe's way of telling me to cut up all of my "shovels."